The 1% Tax Floor and Innovative Approaches to Corporate Impact ROI

A new tax reality is changing the economics of corporate philanthropy: companies can now only deduct charitable contributions that exceed 1% of taxable income. That shift is forcing a more explicit conversation inside businesses about the most financially advantageous approaches to philanthropy and how—or whether—those investments generate business value alongside social outcomes.

During a May 19 virtual Leader Roundtable, senior corporate impact and philanthropy leaders from the NationSwell community kicked off a conversation on how companies are reassessing philanthropic budgets, rethinking the balance between grants, in-kind assets, and ordinary business expenses, and sharpening how they define and measure impact ROI. Some of the most salient insights from the discussion appear below:

Key Takeaways:

Collaborate cross-functionally to establish the best organizational approach for navigating the 1% tax floor. To understand the best way for your organization to navigate the 1% tax floor, it is important to align with legal, tax, and government affairs teams early and strategically. Adjustments differ depending on organizational makeup, budget cycles, and legal parameters; bunching or front-loading grants is one mechanism that organizations are considering, but other strategies include shifting the balance between corporate and foundation dollars, reclassifying some philanthropic spend as ordinary business expense, or considering the use of donor-advised funds (DAFs). 

Proactively identify and introduce opportunities for shared value inside of your organization. Social impact leaders should work toward identifying opportunities to center their work around business strategy rather than aligning community programs to a business case retroactively. Programs can be set up for success if they meet the business’s standards for rigor, are grounded in data and collaboration with business leaders, and are communicated in the language of the business. 

Lean on both quantitative and qualitative frameworks to bring a human dimension to measurement discussions. Measuring hours, dollars, and people reached is important, but these metrics alone only tell part of the story. Stories and case studies can be equally important in communicating impact, especially when discussing long-term change. 

Frame social impact initiatives as a talent development and retention driver. Some organizations are partnering with HR and L&D teams to build a more defensible, data-driven people ROI story focused on employee engagement and retention. They are analyzing the relationship between impact programs and talent outcomes – engagement, retention, skill development, and more – using existing survey data or, in some cases, developing new surveys to collect and study primary data.

Invest in human skills development as a business opportunity. With increased AI adoption, the skills that volunteerism and community engagement build — collaboration, empathy, leadership — are becoming more strategically valuable to businesses. Organizations that reframe their impact programs as a vehicle for developing these skills may be better positioned to make credible ROI cases to the business, while also providing value to employees seeking these opportunities.  


For a deeper dive on this topic, NationSwell members can access our Comprehensive Guide to the 1% Tax Floor.

Five Minutes with… the Northern New Mexico Pathways to Opportunity Strategy Table

As funders look to move from isolated grants to systems-level impact, the need for durable, place-based models that communities can shape — not just receive — has never been clearer. In northern New Mexico, the LANL Foundation and the Annie E. Casey Foundation are collaborating with twenty other funders to pioneer the next frontier of place-based funding with the Northern New Mexico Pathways to Opportunity Strategy Table: a 15-member collaborative that brings philanthropy, public agencies, community leaders, and young people themselves together to align resources for those too often left out of education and workforce pathways.

What began as a listening process and a fund-mapping exercise has since evolved into a distinctly ambitious model that blends pooled philanthropic, corporate, and public dollars; youth-led participatory grantmaking; and capacity-building designed to help nonprofit  and tribal organizations grow stronger over time. The result is a more community-rooted way of thinking about how grant funding moves, who helps shape it, and what long-term success looks like.

For this installment of Five Minutes With…, NationSwell spoke with Alvin Warren, Vice President of Policy and Impact at the LANL Foundation, and Tomi Hiers, Vice President of Center for Civic Sites and Community Change at the Annie E. Casey Foundation, about what it took to move this work from convening to action, why the Strategy Table built youth voice into the model from the start, and what other funders around the country can learn from this effort. 


NationSwell: What is the Strategy Table, and what challenge was it built to address?

Alvin Warren, LANL Foundation: From our side, it’s important to understand that we’re a 100% place-based foundation based in Española, New Mexico, and we serve a predominantly rural and tribal region across north-central New Mexico. We were created to address a very specific geography: a seven-county, eighteen-tribe region of northern New Mexico.

One thing I knew from my time at Kellogg was that when national funders looked at New Mexico, they often focused only on Albuquerque, and there are understandable reasons for that, especially when funders are trying to meet numerical targets. But what struck me were the many opportunities to invest in good work in rural New Mexico — including work aligned with Casey’s Thrive by 25 framework — and yet that work often wasn’t visible or accessible to larger funders. Sometimes it was happening at a smaller scale; sometimes there were structural barriers that made it difficult for national funders to support smaller, rural organizations or tribes.

So we realized a mechanism might be needed to both draw attention to the opportunities and needs in Northern New Mexico and also make it logistically possible for funders, especially national funders, to invest in a way that felt informed, respectful, and shared. That’s really the blueprint for what the Strategy Table became.

Tomi Hiers, Annie E. Casey Foundation: At the Annie E. Casey Foundation, we made the decision to dedicate roughly 50% of our grantmaking to improving access to opportunity for young people ages 14 to 24 through our Thrive by 25 commitment, and we wanted to begin implementing that work in three places: our hometowns of Baltimore and Atlanta, and also Albuquerque, New Mexico — a place where the Foundation had already been active for about two decades, particularly around systems impacting justice-involved and child welfare-involved youth.

As we started thinking about a place-based strategy in Albuquerque and about working in deep partnership with nonprofits helping young people connect to education, training, employment, youth leadership, and financial stability, we knew it was important to understand the local philanthropic landscape. As a national funder, there can sometimes be tension around how national philanthropy shows up in a place, so we wanted to be a strategic co-investor; we wanted to know who the local funders were, what their priorities were, how those priorities aligned with ours, and how they wanted national philanthropy to support their work.

That’s how we began building relationships with local funders, and with Alvin, who was then at Kellogg and later transitioned to LANL Foundation. Those early conversations about what was important in the broader community, and what kinds of partnerships could help address barriers facing young people, were really the building blocks that eventually led to the Strategy Table.


NationSwell: What makes this different from a traditional workforce or economic development effort?

Warren, LANL Foundation: Northern New Mexico has one of the highest rates of disconnected, or “opportunity,” youth in the country: nearly one in four. For some populations, including Native youth and young parents, that number can be even higher. And this is happening in a region that also has real deserts of opportunity — places where access to paid internships, career training, or youth development programs are limited or uneven. So the goal isn’t simply workforce development in the conventional sense, it’s about transforming the landscape of opportunity so that young people, regardless of where they live in the region, have access to meaningful pathways.

What makes this model distinct is that it’s a pooled fund with three important differences. First, it’s designed to pool philanthropic, corporate, and public dollars, which is relatively unusual. Second, the grantmaking is done through a youth-led participatory process. And third, the model includes dedicated capacity-building support through a Regional Resource Hub, so grantees aren’t just getting one-off dollars, they’re also getting technical assistance, peer learning, and support to become more competitive for larger public and philanthropic funding over time.

Hiers, Annie E. Casey Foundation: What was attractive to us about the Strategy Table was that it offered leverage, sustainability, and scale. We rarely go it alone as a funder; we think a lot about how to use philanthropic dollars to leverage public funding or to bring other philanthropic partners into the work. We’re always asking: how do we have impact beyond a few hundred young people served directly? How do we influence policy and practice?

So part of what was exciting here was that there were already strong efforts underway, and a number of the funders at the table were supporting that work, including state agencies. The question became: how do we scale the best and most promising practices around education, training, and employment for young people, especially those who are often left behind and locked out of opportunity?


NationSwell: How have the Annie E. Casey and LANL Foundations helped move the work from convening to action?

Warren, LANL Foundation: We formally launched in 2021, and the first major step was a fiscal map. We partnered with the Children’s Funding Project and used the Thrive by 25 framework to do a five-year lookback on philanthropic investments in the region. Initially, we were only going to look at philanthropy, but the Casey Foundation pushed us to include public investments as well, and that was transformational; it would have been a huge missing piece otherwise.

At that point, the table had grown from an initial group of four funders to about ten. When the fiscal map was completed, we made what turned out to be a very important decision: instead of releasing the report publicly right away, we paused and took the findings out to our community first. We held a series of community gatherings, including a tribal-specific gathering, across the region, including in very rural communities. We also ran a survey and held focus groups, including one focused on underrepresented youth and another for policymakers and public funders. That process took about a year, and it was all about listening to how community understood the data and what they believed should happen next.

The other major shift from convening to action came when Casey helped us recognize that if we were serious about this, we needed infrastructure. Casey was the first funder to commit real resources to support the backbone and operations of the collaborative. Without that early investment, we would not have been able to grow the table or move toward implementation.

Hiers, Annie E. Casey Foundation: We think a lot about leverage. There’s power in bringing other funders to the table and in aligning philanthropic dollars with public systems. For us, this was an opportunity to support a table that was already rooted in a particular place and to help build something that could influence systems, not just fund isolated programs.

Once the fund mapping report came back, it became easier to think strategically. It helped us understand both where resources were flowing and where they weren’t. There was one county, for example, where the lack of investment was striking. That allowed the table to ask: What problem are we trying to solve, and what can a pooled set of more nimble philanthropic resources actually do?

From there, it was about planning carefully and building toward a model that could invite local partners into a meaningful, well-designed process for competing for and receiving resources.


NationSwell: What does the most helpful philanthropic support look like in a collaborative like this?

Hiers, Annie E. Casey Foundation: Flexibility is really important. In the early days, there was some willingness from other funders to include Albuquerque because Casey was doing work there. But we took the position that even though we were active in Albuquerque, this table was focused on northern New Mexico, and that was okay. We didn’t want our partners to contort themselves to make something work for us just because of how we had originally framed our priorities.

So for other funders or strategic partners joining a table, I think one of the biggest lessons is: if there are places where you can be flexible in service of the broader effort, you should seriously consider that.

Warren, LANL Foundation: I’d add that impact comes from infrastructure. Funders often want as much money as possible going directly out the door, and of course that matters. But if you under-resource the infrastructure it takes to do something complex like this, you undercut the impact. That means staffing, facilitation, evaluation, communications, support for the youth advisory members, and all the connective tissue that makes a collaborative actually function. Those investments may not always feel as exciting as direct grants, but they’re what make the grants more effective.

The other thing is: lend a hand. This doesn’t work if one organization is doing all the labor. Casey and other funders have actively helped make introductions, bring in new partners, and expand the pool, and that’s part of how we’ve grown the number of contributing funders. 

And finally: show up. It matters when national funders come in person, meet grantees, and participate face to face. That presence builds trust and changes the quality of the relationship.


NationSwell: What’s one anecdote or example of progress you’ve seen that shows the model is working?

Hiers, Annie E. Casey Foundation: One sign is simply that partners are still there, and new partners keep joining. My understanding is that this kind of table is something relatively new for northern New Mexico: funders coming together in this way with each other, with public systems, and with the broader community. The fact that the table has held together and continued to attract interest is itself a meaningful sign that the model is offering something valuable.

Warren, LANL Foundation: We’ve now been able to make 19 grants, almost all at the $100,000 level, with a couple slightly smaller based on what grantees requested. Based on grantee data, we anticipate reaching at least 800 young people by the end of the first year.

What’s especially exciting is the growth in participation in the pooled fund itself. As of the end of last week, we had 21 corporate and philanthropic funders either contributing or engaged in supporting the youth fund in some way, including 17 philanthropic funders and four corporate funders. And our largest state agency partner, the New Mexico Department of Workforce Solutions (essentially our Department of Labor), has committed a $1.5 million match for our second grantmaking round.


NationSwell: What’s been your biggest challenge in standing up this work, and what have funders needed to understand about that complexity?

Warren, LANL Foundation: One of the biggest challenges was the tension between moving thoughtfully and moving quickly. We spent what I think was an appropriate amount of time doing shared analysis and relationship building. That meant bringing funders together repeatedly, defining terms, developing guiding principles, and getting clear on what success actually meant across organizations with very different strategies and metrics.

That took time — a couple of years, really. And during that period, there were certainly people saying, “We’ve been in this space too long; we need to move to action.” That pressure is understandable. But if you don’t spend time building shared understanding, you can end up with a collaborative that looks aligned on paper but isn’t actually aligned in practice.

Hiers, Annie E. Casey Foundation: I think it also helps to have a broader definition of success. To me, the table being formed was a success. Having diverse philanthropic and public partners at the table was a success. Conducting the fund map and having honest conversations about what the data told us, and what it didn’t, was a success. Those things matter. And then, yes, the grants and the impact on young people are the “cherry on top,” but the process that led there matters too.


NationSwell: What felt important about building youth voice and participatory grantmaking into the Strategy Table’s design from the start?

Hiers, Annie E. Casey Foundation: Youth leadership is one of the pillars of Thrive by 25, and our Foundation has also been doing a lot of work around intergenerational engagement. It’s one thing to talk about youth voice or youth development. It’s another to think seriously about how adults and young people actually sit together, share decision-making, and govern together.

That was part of what made this model so intriguing to us. I’ll be honest — I didn’t know exactly how it would play out. I had questions: How would the youth advisory group be structured? Who would support them? How would adults and young people sit alongside each other in a real decision-making process? But when you’re part of a collaborative, you also have to trust the design process and the partners at the table. This was a chance to see what meaningful youth leadership and intergenerational governance could actually look like in practice.

Warren, LANL Foundation: We were very intentional about making sure the young people involved actually reflected the populations the work is designed to serve. The original members of the Regional Youth Advisory Council represented Native youth and Opportunity Youth, among others. In fact, two of the most active members are young parents.

We also didn’t just bring in young people who had never been exposed to philanthropy or leadership spaces. We recruited young people who had already participated in youth development efforts and were ready for this to be the next step in their leadership. And the reason we were able to do this well is because we had already spent so much time developing shared guiding principles that became a touchstone for the table. They made it much easier to say: if we really believe these things, then youth leadership and participatory grantmaking aren’t optional — they’re part of the model.


NationSwell: What can other funders and regional leaders take away from this model?

Hiers, Annie E. Casey Foundation:  Flexibility is one of the biggest takeaways. If you’re joining or building a collaborative, there may be places where you can loosen your grip on your own preferences in order to strengthen the broader effort, but that doesn’t mean losing your priorities, it means being willing to support something bigger than any one organization.

Also: time matters. If you want to build something durable, you have to resist the urge to rush to visible outputs before the foundation is there. Build intentionally, document what matters, and be prepared to adapt as the work evolves. The goal is not speed for its own sake — it’s sustainability.

And finally, I advise folks to define success broadly. The process of building alignment, doing the analysis, surfacing the data, and creating a real table with diverse stakeholders is not just pre-work, it is part of the impact.

Warren, LANL Foundation: If I had to put it in bullet points, I’d say:

  • Be willing to learn together. We wouldn’t have this table, or this success, without the Casey Foundation, our other Strategy Table partners, and other contributors. In particular, if Casey had gotten a year in and said, “Actually, it’s been great, see you later,” I honestly don’t know where we’d be. 
  • Stay the course. Philanthropy is often too quick to pivot just as things begin to work. When you stay the course, you begin to build capacity and move towards long-term impact. 
  • Recognize that impact comes from infrastructure. You don’t win by undercutting the resources it takes to do something this complex. Funders have to invest in the infrastructure, too — staffing, evaluation, communications, facilitation, the support it takes to manage and train the Regional Youth Advisory Council. All of that is what makes the impact possible, alongside the dollars going into the fund itself.
  • Lend a hand: Don’t assume one backbone organization should do all the labor.
  • Show up, especially in person. National funders, in particular, need to remember that their presence matters. It matters when they come to the community, meet grantees, and participate via relationships, not just transactions. That can make all the difference.

The Northern New Mexico Pathways to Opportunity Strategy Table is made possible by a collaborative of 15 members: Anchorum Health Foundation, The Annie E. Casey Foundation, Aspen Institute Forum for Community Solutions, The Cricket Island Foundation, LANL Foundation, Los Alamos National Laboratory Community Partnerships Office / Triad National Security, LLC, Las Vegas (New Mexico) Community Foundation, Marshall L. and Perrine D. McCune Charitable Foundation, New Mexico Foundation, Regional Youth Advisory Council, Santa Fe Community Foundation, Taos Community Foundation, Conrad N. Hilton Foundation, Thornburg Foundation, United Way North Central New Mexico, and W.K. Kellogg Foundation.

Influence at Work, Part 1: Earning the License to Operate

Influence at Work is a 3-part series of articles exploring what it takes for impact executives to gain and use internal influence – that precious currency required to be successful in any organization. Part 1 below begins with the foundation: earning your license to operate.


The impact leader’s work of building influence begins with establishing one’s own credibility as a business leader. More accurately, it begins with conceiving of oneself as a business leader. I have been struck in my recent conversations with seasoned impact executives by how emphatic they are in this regard. They told me there is no escaping that sense of sisyphean effort required to make the case – to get to “yes” – if your own mental model is one that differs widely from that of the CFO, COO, or any other executive who sees themself as primarily an agent of the enterprise. 

Put simply, they told me you advance impact by working through the business, not alongside it. 

For some leaders, this invites a shift: impact leaders should be able to think like and channel the perspective, language, and outlook of the very people they seek to influence.

Here’s what that looks like in practice:

Study how the business makes money

If you can’t clearly explain how your company does what it does, you’re operating at a disadvantage. By really learning how the cash flows, how share price behaves, how the widgets get made, you not only understand what makes your own impact work possible, you understand how to decode the business’s strategy and the psychology behind its decision-making. You begin to frame impact and talk about it in language that will resonate most strongly and signal that your efforts are aligned to the business.

Tactics to consider:

  • Join company earnings calls and/or pull the transcript and pay particular attention to the CEO and CFO remarks in full. Note the exact language they use to describe priorities, risks, and performance. Start using that language in your own communications.
  • Ask your finance business partner for a 30-minute sync for you and your team to go deeper on what’s new and evolving with your business model, priorities, and financial underpinnings.

Build relationships with five essential collaborators and orient yourself to the problems they are trying to solve

Whether you’re remote or fully onsite, step outside of your vertical and “walk the halls” in your finance, product, strategy, marcomm, and talent orgs. Time spent building relationships – accruing social capital – with leaders in these departments is time spent as well as anywhere. 

Prioritize curiosity about their sources of pressure and business anxiety. What are they trying to build or solve? What keeps them up at night? What defines their own success or failure? If they understand you as invested in their success – sharing in their challenges – they’ll likely be much stronger partners to you. You’ll learn how they talk, how they think, and how they see the business, allowing you to adopt or mirror those characteristics in the future when you need their partnership.

Tactics to consider:

  • Schedule informal 1:1s with a peer-level leader in each of the five functions and come with questions like “What’s the problem you’re most focused on solving right now?” and “How do you think about success in your role over the next 12-18 months?”
  • Identify one recurring meeting in each of those functions you could observe or contribute to. Even occasional visibility builds familiarity.
  • Find a low-stakes way to add value to one of their priorities before you ever ask for something. A relevant article, an introduction, a data point they’d find useful.
  • Create a simple “pressure map” to track what each key internal partner is being measured on, what’s keeping them up at night, and where they’re under scrutiny. Update it after every substantive conversation.
  • When a new initiative or challenge surfaces in the business, ask yourself: is there an impact angle here that serves their need? before you ask whether it serves yours.

Adopt the same information diet as your execs 

To connect your work to that of your CEO and those around them, you’ve got to make sense of the world as they do. While you may not know exactly what your chief executive spends their time reading, it’s a decent assumption that they’re scanning general business coverage (WSJ, Bloomberg, Fortune, NYT) and industry / trade press on a daily basis. Personally, I find WSJ’s CEO Brief, Fortune’s CEO Daily, and NYT’s Dealbook to be excellent choices for daily news and commentary relevant to markets and business.

Tactics to consider:

  • Add two or three of the recommended newsletters to your morning routine and spend 10 minutes with them before you open Slack or email.
  • When you read something particularly relevant to your company or industry, get in the habit of forwarding it to a peer or senior leader with a one-line observation. It’s a light-touch way to demonstrate business awareness and stay top of mind.
  • Once a quarter, review your own content consumption and consider adding another business-focused content source into your content diet. 

Track your company relative to peers and competitors

Business leaders are keenly aware of their market position relative to competitors. With social impact, they tend not to want to be laggards. The more you can stay attuned to the pressures – direct or indirect – being placed on the business by its peers the more likely you are to be able to win attention when you identify a competitor gap or opportunity space for impact purposes.

Tactics to consider:

  • Set up Google Alerts for your top three to five competitors with keywords tied to relevant topics like social impact, community investment, and workforce. This takes ten minutes and surfaces competitive intelligence passively.
  • Before any major internal pitch or planning conversation, do a quick scan of what peer companies have announced or been recognized for recently. Knowing where your company sits — ahead, behind, or alongside — gives you a sharper edge in those conversations.
  • Ask your NationSwell Impact Team about doing a competitor or peer scan for you.

Increasingly, part of earning your license to operate as an impact leader is about closing the distance between how you think and how the business thinks. When that gap is wide, your influence is built on the basis of successful advocacy. When that gap is narrow, your influence is built on the basis of a strong business orientation and business discipline. More on that latter piece when I share Part 2 of Influence at Work: “Becoming an Asset to the Business.”

Impact Kit: Collective Action

Impact Kit: Collective Action

NationSwell Impact Kits are designed to quickly immerse leaders in highly relevant, actionable, and curated supports for their work in evergreen practice areas. This Impact Kit is focused on collective action.

Collective action drives impact that no single organization can achieve alone. Organizations that invest in building partnerships, aligning incentives, and leveraging shared resources are better positioned to create lasting change with their communities. When done well, collective action enables leaders to:

  • Mobilize diverse stakeholders toward shared goals,
  • Amplify the reach and effectiveness of programs and initiatives,
  • Address systemic challenges with sustainable solutions,
  • Build trust, capacity, and resilience across communities, and
  • Translate collaboration into measurable impact that endures over time.

This resource is designed to equip leaders with timely insights and emerging practices from across the NationSwell community, key resources to support your work and share with colleagues and partners, and new ideas for how to engage further with NationSwell in support of your goals.


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Impact Kit: Workforce Innovation

Impact Kit: Workforce Innovation

NationSwell Impact Kits are designed to quickly immerse leaders in highly relevant, actionable, and curated supports for their work in evergreen practice areas. This Impact Kit is focused on workforce innovation.

Workforce innovation unlocks opportunity—fueling stronger businesses, equitable communities, and a future-ready economy. When done well, workforce innovation enables leaders to:

  • Anticipate and adapt to shifts,
  • Build more equitable pathways to quality jobs and advancement,
  • Strengthen employee wellbeing, engagement, and retention,
  • Align business growth with positive community outcomes, and
  • Cultivate a culture of continuous learning and inclusion that endures.

This resource is designed to equip leaders with timely insights and emerging practices from across the NationSwell community, key resources to support your work and share with colleagues and partners, and new ideas for how to engage further with NationSwell in support of your goals. 


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Impact Kit: Strategy Development

Impact Kit: Strategy Development

NationSwell Impact Kits are designed to quickly immerse leaders in highly relevant, actionable, and curated supports for their work in evergreen practice areas. This Impact Kit focuses on strategy development. 

A good strategy is the foundation of effective impact work. It buffers against the headwinds of shifting expectations, constrained resources, and heightened scrutiny. And when clear, compelling, and adaptive, a strategy enables leaders to:

  • Prioritize judiciously, 
  • Align and hold critical stakeholders accountable for action, 
  • Unlock resources and influence, and 
  • Drive measurable results over time.

This resource is designed to equip leaders with timely insights and emerging practices from across the NationSwell community, key resources to support your work and share with colleagues and partners, and new ideas for how to engage further with NationSwell in support of your goals.


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Chobani | Impact through product innovation

Chobani | Impact through product innovation

How Chobani’s Super Milk is redefining disaster relief and food security

Chobani’s idea for Super Milk came out of two urgent challenges: the growing number of climate-related disasters and a steep rise in food insecurity across the U.S. Today, billion-dollar disasters are hitting every couple of weeks, displacing families and driving up demand for shelf-stable, nutrient-dense food. At the same time, in 2023 food insecurity affected approximately 20% of households, putting even more strain on food banks. While milk is one of the most requested items, it’s also one of the hardest to get out quickly—it needs refrigeration and doesn’t last long, often arriving just before it expires.

To overcome these challenges, Chobani marshaled its in-house expertise in dairy innovation, supply chain management, and community impact to create a shelf-stable, nutrient-dense milk specifically designed for disaster relief and hunger alleviation. Produced at Chobani’s Idaho plant, Chobani Super Milk is made with a blend of real milk and ultrafiltered milk to achieve an excellent source of high-quality protein, with less sugar than traditional milk. An enzyme naturally converts sugars into galacto-oligosaccharides (GOS), a high-quality prebiotic fiber, that contributes to gut health and digestion. Chobani Super Milk is aseptically processed, which allows for a 9-month shelf life without refrigeration and without any added preservatives, resulting in a product that is accessible, nutritious, and highly transportable to the communities who need it most.


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Visa Foundation | Growing the economic pie

Visa Foundation | Growing the economic pie

Visa Foundation’s approach to financial inclusion

Globally, small and micro-businesses make up over 90% of all enterprises, yet they remain among the most vulnerable segments of the economy — especially those owned by women. Women-owned businesses account for about one-third of all small enterprises, and more than 70% lack adequate access to financial services. This persistent gender gap is compounded by structural inequities in access to capital, networks, and resources, leaving many of these enterprises unable to fully participate in or benefit from the global economy.

These inequities are further magnified by the economic fragility of small and micro-businesses, two-thirds of which face ongoing struggles for survival, with limited financial buffers and restricted opportunities for growth. Together, these conditions form a pressing need for targeted strategies — like Visa Foundation’s financial inclusion efforts — that aim to expand access, build capacity, and foster long-term resilience for the most underserved business owners.

 

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The NationSwell Council on Workforce Innovation for a Changing World

We’re living through one of the most profound shifts in the history of work. According to LinkedIn data, 70% of the skills used in most jobs will change by 2030, accelerated by Artificial Intelligence. AI and emerging technologies are transforming not only how we work, but how we design work – creating new roles, redefining old ones, and making evolving skills the currency of career growth in a more dynamic and rapidly shifting labor market.

Meeting this moment requires grappling with hard questions: What will the jobs of the future be? How are we teaching, training, and upskilling learners to ensure access to opportunity is inclusive — from early career to lifelong professionals? And perhaps most importantly, how can we harness this moment to drive workforce innovation that benefits all workers?

In the first quarter of 2026, the NationSwell Council kicked off a Salon series dedicated to exploring Workforce Innovation for a Changing World. The convenings that followed connected leaders across sectors on how we can prepare a workforce that thrives amid AI-driven uncertainty and where innovation expands access to opportunity.

We’re excited to present a curated collection of the insights and essential resources we’ve distilled from these conversations.


Key Insights:

  • Data is a major missing piece. The best existing data on in demand skills and jobs is still 12 months behind the market. A major challenge and opportunity exists in getting large employers to share and leverage their data to better inform the field.
  • Future-ready skills matter as much as technical ones. As AI reshapes entry-level work, adaptability, curiosity, empathy, and learning agility are becoming foundational.
  • We need broad AI fluency. From those in and looking to enter the workforce, to teachers, administrators and nonprofit professionals, broad AI fluency will be required to drive meaningful contributions from society on the path AI takes in the coming years.
  • Deep and broad partnership will be required moving forward. No single organization can keep up alone; collaboration across nonprofits, employers, funders, and government is critical to meeting this moment.
  • Hope is essential. Especially for young people and communities facing layered barriers, agency, belonging, and belief in possibility remain powerful drivers of economic mobility.
  • This moment in AI & workforce can’t be separated from the broader cultural context. As AI accelerates amid heightened attacks on our most vulnerable communities, there is an urgent risk of further embedding harm into systems at scale. From representation in the development of AI, to data, use cases and learning pathways, equity in AI design and deployment will be essential to building a future of broadly shared prosperity.
  • The Redesign of work is already here. We’re at a turning point. AI and automation are changing not just how we work, but what work looks like. Many entry-level jobs are disappearing, while new kinds of work are growing in the gig, creator, and hybrid economies. As the old idea of a “career ladder” fades, people are finding less traditional and more flexible ways to build their careers. This raises an important question: if early-career jobs are disappearing, how will people get their start? We believe we need to create new kinds of beginner roles and pathways that give people the same experience and mobility those entry-level jobs once did.
  • Learning and training must catch up to reality. We know that traditional workforce programs often assume linear journeys — start, train, promote — but today’s workers move fluidly between sectors, roles, and even employment forms. We discussed the need for real-time, responsive learning models that evolve as quickly as technology does. Ideas included reverse mentoring and volunteerism as a pathway for skill-building and cross-sector exposure. We also emphasized the importance of creating spaces where people can “fail forward” — building confidence and adaptability through experimentation rather than perfection.
  • Inclusion and belonging across generations. We recognized that demographic change is reshaping the workforce conversation. Workers over 40 are often excluded from AI and tech training, even as their roles shift most rapidly. To build a truly inclusive innovation economy, we must foster belonging and skill development across all generations. That means normalizing lifelong learning and supporting mid- and later-career professionals.
  • The opportunity for community-centered innovation. We talked about how communities can create their own “value loops” — local systems where entrepreneurship helps solve social problems and create lasting jobs. Instead of keeping nonprofits and businesses separate, we can build hybrid models that mix purpose with profit. We also emphasized the importance of skilled trades, which are still vital, less likely to be replaced by AI, and can help anchor stronger local economies.
  • Anticipating, not reacting, to workforce shifts. To get ahead of disruption, we need earlier, proactive interventions — particularly in regions already feeling economic shocks, such as the DC/DMV area. We discussed the need for early warning systems, scenario planning, and community-driven transition strategies that safeguard pathways before they collapse.
  • The promise — and responsibility — of AI. AI is ultimately amplified intention — it reflects and expands what we design it to do. It can help grow human potential, creativity, and equity, but only if guided with care and purpose. Without thoughtful guardrails, it could instead widen existing inequities. The real question is: who will invest in the work needed — the experimentation, retraining, and community innovation — to make sure the future of work benefits everyone?

Resources shared:

Responsible Use of AI for Social Impact

Responsible Use of AI for Social Impact

AI is rapidly reshaping how the social impact sector delivers on its mission. Yet as adoption accelerates, many organizations lack the governance needed to manage risk and fully realize AI’s potential.

Developed by NationSwell in collaboration with IBM, Responsible Use of AI for Social Impact is a practical playbook designed to help organizations of all sizes adopt AI ethically, safely, and effectively. Drawing on insights from leaders across the field, the guide offers real-world frameworks, case studies, and actionable steps to move from experimentation to responsible application.


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