Founded by a team of former Googlers, Upstart is a crowdfunding platform for entrepreneurs and recent college grads that lets you raise money in exchange for a share of your future annual income. The idea represents a paradigm shift in higher education and in the way startups get funded. Many Venture capitalist firms profess to invest in entrepreneurs, but most firms are structured to invest in companies, not people. “It’s a combination of the money-raising power of crowdfunding platform Kickstarter and the professional networking benefits of LinkedIn,” according to USA Today. Perhaps the most disruptive aspect of Upstart is in the way we view continuing education. Many investors that end up backing individual entrepreneurs also sign up to mentor that person over the course of several years, which makes this new model especially appealing for those seeking an alternative to student loans.